Four Star Logo    Four Star Logo

GPSSA

Back

CHAPTER FOUR: BENEFICIARIES AND CONDITIONS OF BENEFIT - Article 25

Last updated 09/23/2021 14:18 PM
The entitlement of the insured to the pension shall commence on the day that follows the termination of the service thereof, and shall cease upon the death thereof should there be no beneficiaries thereof. In such case, the entitlement to the pension shall be transferred in accordance with the provisions of the present Law.

The entitlement of the beneficiaries of the insured or the pensioner shall commence as of the month that follows the date of death.

Did you find this content useful?

You can help us improve by providing your feedback about your experience.

Back

CHAPTER THREE: PAYMENT OF OLD - AGE, DISABILITY AND DEATH PENSIONS - Article 24

Last updated 09/23/2021 14:14 PM
The minimum share of the beneficiaries of the insured shall be as follows:

- 800 Dirhams for the widow or the benefiting husband.

- 600 Dirhams for each of the parents.

- 400 Dirhams for each of the remaining beneficiaries.

Should the share of any of the beneficiaries be less than the minimum amount, such share shall be calculated on the basis of the salary of pension calculation, provided that the sum of the shares does not exceed such salary. In the event of the transfer of the pension of a beneficiary to the other, such transfer shall be made based on the share thereof before increasing to the minimum amount.

Did you find this content useful?

You can help us improve by providing your feedback about your experience.

Back

CHAPTER THREE: PAYMENT OF OLD - AGE, DISABILITY AND DEATH PENSIONS - Article 23

Last updated 09/23/2021 14:12 PM
In the Governmental Sector, the pension of the insured of the fourth degree in the third circle and above, or any degree similar thereto, must not be less than 3.750 Dirhams per month. And the pension of the insured of the remaining degrees or any degree similar thereto must not be less than 2,500 Dirhams per month.

Did you find this content useful?

You can help us improve by providing your feedback about your experience.

Back

CHAPTER THREE: PAYMENT OF OLD - AGE, DISABILITY AND DEATH PENSIONS - Article 22

Last updated 09/23/2021 14:04 PM
In the calculation of the subscription period, the part of the month shall be deemed a full month.

Did you find this content useful?

You can help us improve by providing your feedback about your experience.

Back

CHAPTER THREE: PAYMENT OF OLD - AGE, DISABILITY AND DEATH PENSIONS - Article 21: As amended by Federal Law no.7 dated 15/02/2007

Last updated 09/23/2021 14:02 PM
Without prejudice to the provision of Article 19 of the present Law, 10 % of the entitlements of the insured in the pension subject to clauses 6 and 11 of Article 16 hereof shall be deducted, provided that the period of the service thereof has not reached twenty five years.

Did you find this content useful?

You can help us improve by providing your feedback about your experience.

Back

CHAPTER THREE: PAYMENT OF OLD - AGE, DISABILITY AND DEATH PENSIONS - Article 20

Last updated 09/23/2021 13:58 PM
The pension shall be calculated monthly on the basis of 60 % of the salary of pension calculation for the subscription periods included in the insurance reaching fifteen years. Such percentage shall increase by 2 % for every additional year and up to a maximum of 100 % of the salary of pension calculation.

Should the service period exceed thirty five years, the insured shall be granted benefit for the additional year amounting to the salary of three months for every year of the salary of pension calculation category.

With regards to the insured in the private sector, the last salary of pension calculation shall not be more or less than 20 % of the average salary of subscription calculation in the four preceding years or the actual subscription period, whichever is less.

Did you find this content useful?

You can help us improve by providing your feedback about your experience.

Back

CHAPTER THREE: PAYMENT OF OLD - AGE, DISABILITY AND DEATH PENSIONS - Article 19

Last updated 09/23/2021 13:55 PM
Should the service of the insured be terminated by reason of death or complete disability due in both cases to a work injury, the pension shall be settled assuming that the subscription period thereof has reached thirty five years.

Did you find this content useful?

You can help us improve by providing your feedback about your experience.

Back

CHAPTER THREE: PAYMENT OF OLD - AGE, DISABILITY AND DEATH PENSIONS - Article 18

Last updated 09/23/2021 13:52 PM
Should a judgment be issued to consider the insured missing, a temporary monthly pension equal to the due pension thereto in the event of his death while in service shall be paid to the beneficiaries thereof. Should it be proven thereafter that the missing person is alive, the payment of the said pension to the beneficiaries thereof shall cease, and his situation shall be settled in light of the outcomes of the judicial investigations. Should the situation thereof be proven unsound, the Committee shall be entitled to request the retrieval of the sums already paid thereto. However, should the situation thereof be proven sound, a clearance shall be made between the entitlements thereof and the sums paid to the beneficiaries thereof. Should the entitlements thereof exceed the sums paid to the beneficiaries, the balance shall be paid thereto.

Did you find this content useful?

You can help us improve by providing your feedback about your experience.

Back

CHAPTER THREE: PAYMENT OF OLD - AGE, DISABILITY AND DEATH PENSIONS - Article 17: As amended by Federal Law no.7 dated 15/2/2007

Last updated 09/23/2021 13:48 PM
The insured may request the purchase of an assumed service period to be included in the actual service period under the following conditions:

The insured must express in writing his desire to purchase such period prior to the termination of his service.

The insured must have spent twenty years in service at least.

The period to be purchased must not exceed five years for the male insured, and ten years for the female insured.

In all cases, the insured shall bear his share as well as the share of the employer for the period to be purchased, and such in accordance with the salary of subscription calculation at the date of the request of purchase, provided that the payment is made all at once or in installments, and that the period of installments does not exceed the reach by the insured of the age of sixty. In all cases, the expenses of purchase must be paid in full prior to the end of the service.

In the event of the death of the insured, the collection of installments shall carry on from the pensions of the beneficiaries thereof.

Did you find this content useful?

You can help us improve by providing your feedback about your experience.

Back

CHAPTER THREE: PAYMENT OF OLD - AGE, DISABILITY AND DEATH PENSIONS - Article 16: As amended by Federal Law no.7 dated 15/2/2007

Last updated 09/23/2021 13:44 PM

The pension shall be paid in the following cases:

 

1 - The termination of the service of the insured by reason of death or total disability. Such disability shall be recorded with the knowledge of the medical committee.

 

2 - The termination of the service of the insured in the Governmental Sector by reason of unfitness for service. Such shall be recorded with the knowledge of the medical committee .

3 - The termination of the service of the insured in the private sector for health reasons endangering his life should he pursue his work, on condition that the decision of the medical committee precedes the date of the termination of the service.

4 - The termination of the service of the insured by reason of the winding up, bankruptcy or liquidation of the company, should he be subscribed in such insurance for a period of fifteen years at least.

5 - The termination of the service of the insured for reaching the retirement age, and such whenever the period of subscription thereof in such insurance reaches fifteen years at least.

6 - The termination of the service of the insured by reason of dismissal, removal or retirement thereof by virtue of a disciplinary decision or a judicial ruling, whenever the period of subscription thereof in such insurance reaches fifteen years at least.

7 - The termination of the service of the insured by reason of resignation, whenever the period of subscription thereof in the insurance reaches twenty years, and he reaches fifty five years at least.

8 - The termination of the service of the insured female who is married, divorced or widowed, by reason of resignation, should she have children under eighteen years of age whenever the period of subscription thereof in the insurance reaches twenty years.

9 - The termination of the service of the insured female by reason of resignation whenever the period of subscription thereof in the insurance reaches twenty years and she reaches fifty years or more.

10 - The termination of the service of the insured by virtue of a Federal decree or a local decree, provided that the treasury of the pertinent Emirate bears the actual expenses incurred therefrom. The President shall issue a decision with regards to the method of calculation of such expenses.

11 - The termination of the service of the insured for reasons other than the ones set forth in the preceding clauses, whenever the period of subscription thereof in the insurance reaches twenty years at least.

In all cases, the pension shall not be paid to the insured whose services are terminated by reason of resignation unless they have reached fifty years of age, provided that such condition apply to the persons who have reached forty upon the date of implementation of the present Law. The age shall be increased year by year until it reaches fifty.

The pension shall be calculated with regards to situations set forth in clauses (1, 2, 3, 4, 5, 6, 10) on the basis of the subscription period of fifteen years, or the actual subscription period, whichever is longer. Three assumed years, or any number of years needed to complete sixty, whichever is shorter, shall be added to the subscription period calculated in the insurance in case of the termination of the service by reason of death or complete disability.

 

The pension shall be calculated in the remaining cases on the basis of the actual subscription period of twenty years at least.

In the event of the return of the pensioner suspended from work due to unfitness or health disability, the pension allocated thereto for such reason shall be cancelled, and the remaining provisions of the Law shall apply thereto.

Did you find this content useful?

You can help us improve by providing your feedback about your experience.

Subscribe to
Loading