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GPSSA

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Merge Service Period - Civil

This service allows the merging of one or more previous service periods with the current service period under an employer registered with the General Pension and Social Security Authority (GPSSA) to enhance end-of-service benefits.

The process

Access the Ma'ashi platform and apply for the service "Merge Service Period – Civil"

Use the Unified Login System (UAEPASS) if you are already registered, or register a new account if you are not

Submit the service request.

Prerequisites

  • The user requesting this service must be:
    • An active insured individual registered with the General Pension and Social Security Authority (GPSSA)
    • Have an account on GPSSA's Members Portal
    • Have a previous service period eligible for merging
  • Merging a service period for a pensioner who returns back to work:
    • When a pensioner who has returned back to work wishes to request the merge of a previous service period, for which a pension was received, with their new service period, the request must be submitted within one year from the start of the new employment while complying with all applicable rules related to this type of merge request.
  • Merging a service period covered by another pension authority:
    • When requesting to merge a previous service period covered by another pension authority with the current service period, the employee must update their employment record in their profile via GPSSA's Members Portal.
    • Additionally, the insured's file must be approved by the Authority before submitting the merge request for review.

Target Audience


Insured

Estimated Time

  • Application (Processing) Time - 5 minutes
  • Service Delivery Time - 2 Working Days

Service Fees

Not Applicable

Classification

G2C

Departments

Pension Operations Department

Required Documents

NA

Service user guide

Service Transactions Count

MERGEYEARS Count : 0
Last Updated Date: 2026-03-27

For assistance, get in touch through

Call: 80010

Service channels

  • iconWebsite

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Frequently Asked Questions

What periods may the Insured merge?

• Previous service periods with any employer subject to the provisions of the Federal Decree-Law

•Previous service period prior to acquiring the UAE nationality

•Previous service periods in any entity determined by the Cabinet

Is a pensioner who returns to work allowed to add a service period for which he/she was entitled to a pension amount to the new service?

Yes, it is allowed, and upon termination of his/her service, he/she shall be treated based on both periods merged, subject to the following conditions:

• The merge request must be submitted within one year from the date of returning to work

• He/she must not exceed sixty (60) years of age at the time of applying upon return to work

• The merge shall be limited to the actual service period that was calculated for the pension, as well as purchased service periods, and actual service periods for which an exceptional pension was received. In all cases, it is not permissible to fragment the service period intended for merge

• The value of the pension amount disbursed from the date of returning to work must be refunded

• In cases where combining pension and salary is permissible, the pension shall be suspended from the month following the acceptance of the merge request

• In cases where combining pension and salary is not allowed, the value of the pension disbursed from the date of returning to work must be refunded

• The Insured's service for which they were entitled to a pension is merged with their subsequent service without any costs in cases where their Contribution Account Salary at the date of submitting the merge request is equal to or less than their Pension Account Salary

What are the principles for paying the cost of Merging a Pension Service Period?

· The cost is calculated based on the following: (difference between pension account salary and contribution account salary at the date of submitting the merging request x 20% x Duration of the pensioned service period to be merged (in months)

Example: 

Pension Account Salary = AED 20,000

Contribution Account Salary = AED 22,000

Service Period to Be Merged = 20 years of service (equivalent to 240 months)

Calculation shall be made as follows: 22,000 – 20,000 × 20% × 240 = AED 96,000

· These costs shall be paid in a lump sum or in instalments at the request of the insured, provided that he pays 50% of these costs and the remainder in monthly instalments not less than one-quarter of the contribution account salary at the date of submitting the merging request. In all cases, full payment of costs before the end of service is required

What is the consequence in case of decease of the Insured requesting a merge (Pensionable Service) before completing instalments of the merge cost?

The obligation to pay instalments shall be extinguished if the insured’s service ends by death, provided that at least fifty percent (50%) of the total due cost has been paid; if less than 50% has been paid, the remaining balance up to that percentage shall be deducted from the pensions of the beneficiaries. The insured’s obligation to pay the instalments of merging shall be extinguished if his/her service ends by death, if he/she has paid fifty percent (50%) of the total cost of addition. If less than 50% has been paid, the remaining balance up to that percentage shall be deducted from the pensions of the beneficiaries.

Is merging permissible for those who have acquired the UAE nationality?

Yes. He/she shall be subject to the Law from the date of acquiring nationality and may add his/her previous service periods as any Insured in accordance with the merge provisions.

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